(The Florida High-Risk Medical Insurance Pool)

As a result of the implementation of the Affordable Care Act in 2014 and by decree of Section 627.6484 of the Florida Statute as enacted by the Florida Legislature, FCHA ceased providing insurance coverage to persons with pre-existing conditions on June 30, 2014, and the High-Risk Pool (FCHA) will be dissolved on August 28, 2015. Accordingly, the FCHA offices will close on or before August 21, 2015.

In accordance with the Affordable Care Act, all persons are now eligible to secure health insurance from insurers in the commercial market. If you are in need of health insurance, please consult a local insurance broker or go online to healthcare.gov for information on how you may acquire insurance coverage through the federal and other insurance marketplaces.

The Florida Comprehensive Health Association (FCHA) was established by the Florida Legislature in 1982 to provide health insurance coverage to persons who could not get insurance through the commercial market because of pre-existing medical conditions. The Association’s operating costs and losses are covered by annual assessments on health insurance companies that sell individual and small group coverage in Florida.

Because of rapidly rising health care costs, FCHA has been closed to new enrollees since 1991, but continues to serve existing members.

This web-site provides information for our current members, as well as linkages and information for persons with pre-existing conditions who are seeking health insurance coverage in today’s market.