The Florida Comprehensive Health Association (FCHA) was established by the Florida Legislature in 1982 to provide health insurance coverage to persons who could not get insurance through the commercial market because of pre-existing medical conditions. The Association’s operating costs and losses are covered by annual assessments on health insurance companies that sell individual and small group coverage in Florida.

Because of rapidly rising health care costs, FCHA has been closed to new enrollees since 1991, but continues to serve existing members.

This web-site provides information for our current members, as well as linkages and information for persons with pre-existing conditions who are seeking health insurance coverage in today’s market.